Hoyes, Michalos & Associates - Consumer Proposal & Licensed Insolvency Trustee

Worked with Brett Nicholson. He helped me get thru my debt's. I highly recommend this place. Brett made it very easy to get everything done. I couldn’t thank him enough!! I can sleep stress free every night!

I didn't anticipate finding myself in a position to request the service of Hoyes, Michalos & Associates. Initially I had difficulty finding a reputable agency who could assist me, not take advantage. I met with Brett who was of great help in navigating me through my options. I also met with Brennan who provided 2x clear, direct and short presentations to set me up with tools for success. I feel as though I'm in great hands.

So grateful for the support I've received from Hoyes, Michalos & Associates. I feel much lighter, and have so much more hope for the future now. Highly recommend using there services!

The only thing that gave me more anxiety than my financial situation, was actually reaching out and asking for help dealing with it. I was stuck in a never ending cycle of taking out payday loans to pay back other borrowed money. Eventually, I was at the point where my biweekly minimum payments were higher than my pay. I reached out to Hoyes, Michalos & Associates, and after a short judgement free consultation they started my proposal process. I received the email this morning that my proposal has been accepted by my creditors, and for the first time in a long time I feel like a weight has been lifted off my shoulders. My only complaint is with myself that I didn’t reach out sooner.

I have had the absolute pleasure dealing with Brett and Brennan from Hoyes. The entire process thus far has been smooth, comforting, reassuring and educational. The amount of stress they have relieved me of is beyond the point of thanks. I hope to anyone reading this, anyone who may be unsure of where to turn or who to turn to considers Hoyes.If you’re struggling financially, going through large life changes, and you need to find people who care, please reach out to them. They have saved me my health, my money, and my future. Don’t wait or look any further, a new beginning is waiting for you!

This company is amazing. They helped me settle over 100 grand iof debt with just 18 grand. I am forever grateful for them. If you need help getting out of debt, you really should make that first step and call them

It's been years that I was struggling to keep up my debt. Hoyes, Michalos & Associates has been a great help . Such a relief and so happy with the services I have received from my advisers . I was so anxious about the first meeting but they make it very easy for me and they were not judgmental with my situation. They offered advice and information that was very helpful to decide what is the best option you can choose.Hoyes, Michalos & Associates are very helpful , kind and very professional.Highly recommended for anyone who has the same situation as I am.Thank you so much Brett and Brennan.

Very professional Service. Brett, who I have never met face to face except video conference, took care of everything smoothly. He was always there to answer questions either by phone or by email. He laid out the best options for me which I am really satisfied with. Other staffs were always warm toned and eager to help whenever I had called their office. Legitimate and well reputed business. Definitely five star and highly recommended.

I'm very grateful they were able to help me with all the debts I had, especially Brett and Janette!!! Incredibly patient, friendly and understanding. I would definitely recommend this company for your financial needs!

My experience has been top notch with trustees and staff. Brett Nichols and Janette Martin have been friendly and knowledge.