Sands & Associates - Licensed Insolvency Trustees

Deane Gurney was extremely knowledgeable and helpful over the phone, took the time to explain everything patiently to my satisfaction. Thank you for the peace of mind! Would definitely recommend.

I dealt with Cindy, who I found to be, a respectful, compassionate, consumate professionalI am glad I chose to deal with Sands & AssociatesI would recommend Sands & Associates to anyone who is in need of guidance, through some emotional, hard times

My wife and I encountered financial difficulties when she was suddenly diagnosed with cancer. She was off work for a year and due to the lost income, our bills were too much for us to handle any longer. We did our very best to honor our financial commitments but it literally became supply of cash vs. demand and we fell behind. We kept struggling to make payments but the pressures of collection calls on top of her health issues became too much.We were very fortunate to contact Cindy Wallace at Sands & Assoc. We were able to negotiate a Consumer Proposal to pay the debts that was managable for us.The most important thing to know, DO NOT WAIT TOO LONG! If you do, you can actually miss the window for doing a C.P. and may be put into Bankruptcy instead.If you're struggling with debt, the strain on your emotional, mental and physical health can be very bad. Get help sooner than later and save the stress!I definitely recommend Cindy and Sands & Associates.

The ladies at Sands are very respectful and did not make me feel irresponsible for my situation but told me not to worry we will find a solution that works for you

Would highly recommend Sands and Associates for counselling and financial advice. Be truthful about your circumstances and follow all the instructions to a ‘T’. You will be very pleased with the results.

Thank you for your kindness through this difficult time. The staff were especially helpful, efficient and very fast throughout the process! Thank you again Joanne and staff!

I have my life back!!!! So happy I went and did this to get my finances back in check. Rachel was absolutely incredible and answered my oh so many questions. Highly recommended!

I was so apprehensive about the whole process and I have been amazed at how we were treated by Cindy Wallas. She walked us through each step, made sure we understood everything and treated us with kindness and respect. I would have no hesitation on recommending Sands & Associates to anyone facing financial problems.