Lending Circle - Home Equity Loans, 2nd Mortgage & Private Mortgages Toronto

It was great dealing with Parm and Lending Circle team. Anyone looking for a 2nd mortgage should definitely speak to them. They were able to help me with a second mortgage based on equity without any income requirements. They have lowered my monthly payment by helping me consolidate credit card debt. I highly recommend them for home equity loans especially if your income is low due to job loss or high amount of debt.

Lending Circle has been a wonderful help in understanding the process of mortgages and mortgage renewal. Very easy to talk to. Non-judgemental. Highly suggest and recommend!

This review is way over due, all I can say is you definitely will not be disappointed with Parm. He is extremely friendly, very knowledgeable, always answering any questions or concerns you may have. You are always kept in the loop. I would definitely would work with him again for any my mortgage needs in future!

We were hit with an unexpected financial rough patch during COVID. We weren’t exactly sure what to do, but knew our regular bank wasn’t wanting to help us.One quick email to the Lending Circle resulted in an immediate response with options available to us.We worked with Parm, who quickly set us on the right path and answered all questions immediately.We feel comfortable and confident working with him knowing that we are in capable hands moving forward.I definitely suggest contacting the Lending Circle for any financial requests- they are quick, reliable, thorough, and personable.

After several attempts with different company's and no help whats so ever. We found lending circle and within 5 minutes had the answers we were looking for. Couldn't be happier with the experiance we had

From start to finish they were always available and so much help with a stressful process. Parm was an absolute god sent for us. He made this look easy. Any answers or conerns (we had lots) he was there. There was not a day that when conerns in our heads came up he was there with answers and a plan!!!Parm was always ressuring to us when we started feeling worried with great confidence which eased alot for us.I would recommend Parm and the Lending Circle team to anyone in a heartbeat!!!Thank you for all you have done Parm and LC!!!The Rewalds and Hebdens

Hello Everyone,I was in a total bind looking to get a home equity loan against my property here in Alberta. I approached Parm at Lending Circle for some guidance. He gave me options, even after I had some letdowns from a couple of lenders including the banks. Parm continued working tirelessly to find me a lender tailored to my needs. I eventually signed up and the loan was approved and the rest is history. One thing that stood out for me was his willingness to work with me even when I was getting a little frustrated. He was ALWAYS available to chat about updates and would never shy away from questions. Parm and his team at Lending Circle are by far one of the best , if not the best I have ever worked with in a difficult financing situation.

We had the most incredible experience working with Parm and his team. We had a lot of questions as we were very unfamiliar with the process involved in getting a 2nd mortgage. He guided us through with very few issues and succeeded in ensuring our financial goal came to fruition. I highly recommend them!

Parm was incredibly efficient and competent. He listened carefully to my needs and requirements and delivered! As I was fed up with a previous lender giving me the run around and changing numbers at whim, Lending Circle was transparent and made it and easy choice to move forward. I appreciate all your work and communication during a stressful time. Thank you!