Winners Insurance & Investment Services

20 Years back CMR Radio broadcasted a program called “Thahaval” bringing in industry experts for an interview. That was a live program & listeners can ask question from the expert. CMR brought in Winners Insurance Ruban for Insurance & investments a few times in that program. One day I asked him few questions about my policies. Then we had a follow up meeting. I liked his approach & advice. No pressurized selling tactics. Since then, I became his client. For the past 20 years, he visits us at least once a year, review our insurance & investments. I haven’t seen any dedicated advisors like him. He stands for what he advertised “to call him for better advice, best price & for the best service”.You can depend on him for any financial advice including tax preparation.He does that as an added free service for any of his insurance & investment clients, who asked for.Ruban is an honest and a reliable financial advisor. I would recommend him.

Ruban, of Winners Insurance, was referred to me by a friend for my child’s RESP. He preferred his services due to his excellent work and experience in the field. He has been my financial advisor since then and has assisted us in our insurance & investment needs. He has also shown exemplary service when it came to filing our taxes. Ruban is someone with whom you can trust your money and call for any financial advice. He is flexible for last minute appointments and is consistent in monitoring your financial portfolio in order to make changes according to the constantly changing market. In the last 20 years, he has never missed a year end visit with his personalized calendars & diaries.He started my children’s portfolios when they were born and has now become their financial advisor, as well as a great family friend. My kids started seeing him since they were babies.Honest, reliable financial advisor with good financial knowledge. Excellent after sales services.Siva Thiru

I cant give anything below one star. Very rude person unless he gets the business from you. Just because he made a visit to your place; Mr Ruben believes he deserves the business. When you contact for something else he claims he doesnt have time to waste with you. I have a text from him saying this! and I couldnt believe when I got it. ONLY contact if you need a Dollarama Diary and $5 Chocolate with an hour talking / upselling. Please stay away. VJ

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I heard Ruban’s RRSP ad on the radio and called him to discuss it about ten yearsback. He visited my place and explained the product and the risk reward associatedwith the investment. He is an honest and reliable advisor with thorough knowledge ofthe products. He never sticks with one company for products. He always shops aroundfor best product at better price. Now all my insurance and investment business arewith him.Since I am happy with his service, I referred him to most of my relatives and friends.Now lot of them are his clients too. He always says, 75% of his clients comes fromreferrals because of his services. That is true. He has excellent after sales service. Youdon’t have to hesitate to refer him.You can depend on him for any financial advice including tax preparation.

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