Sheila Smelt & Associates Inc. Licensed Insolvency Trustee CIRP CPA CGA

Sheila, Crystal, and Paula are without question, some of the most caring, professional, and considerate people that I have ever come across.When I was staring down the barrel of having to seek professional help about my debt; all three of them took the time to answer the many questions that I had, discuss with me what my best possible options were, and took the time to devise a consumer proposal that worked for everyone. Sheila has been incredibly professional and patient with me, as I had many questions about the process and what it would entail. Thanks to her and her team, I have been sent down a much more positive direction, and ultimately a brighter financial future.This is definitely not a path that I am planning to take again, but I am incredibly glad that I gave her firm a call. They are professional, diligent, and will do everything they can to put your mind at ease from such a terrifying prospect.Thank you all for everything you have done :)

I know Sheila, for many years. I was helped by her, and so was another of our family member. She is not only very kind, but also very easy do deal with, she helps with her knowledge and professionalism. I would recommend her to anyone who is going through this unpleasant situation. Amazing woman , one of the best professionals I ever met . Thank you Sheila, for all your hard work !

Sheila was so helpful and easy to deal with. An unpleasant process was made into a very positive experience .

I can't say enough good things about Lisa from Sheila Smelt & Associates! She worked hard to get positive results, reduce my stress that was weighing me down and start me back on the right track to taking control of my finances. She is extremely knowledgeable and always kept me in the loop throughout the whole process. I would definitely recommend her to family and friends!!

Thank you so much! Can’t say enough good things about my experience working with Lisa Breault throughout my debt stressors. A totally calming and honest environment. I felt totally protected and in-the-know throughout the entire process. Not only was I assisted with my specific issue, but I was taught how to recover and left feeling so much more knowledgeable. Thank you, thank you, thank you!

I would highly recommend anyone with debt issues of any kind to obtain the amazing services of Sheila and her associates. Such an soul easing and pleasant experience.

I highly recommend this company. Sheila was very professional, easy to talk to and much to learn from regarding my financial challenges over a two year period. Their process was straight forward and highly effective, leaving me with tools to manage my finances for years to come.

Lisa Breault is the best. Her knowledge, expertise & compassion make the pain of bankruptcy so much easier to navigate. Her attentiveness to all aspects of insolvency is unmatched. 1,000% recommended her!!!!

We worked with Sheila 20 years ago to help us stay in business. She guided us though the process, helped us stick to commitments, and pay back what we owed. The stress of being in debts you cannot pay is huge. Do your self a favor and call Shiela if you got yourself in over your head.

So when I declare bankruptcy they helped me out every step of the way. It was a hard nine months but in the end it was worth it. They are very professional and they even did my taxes for free. Can't get a better quality then that.