Halifax Debt Freedom

I have to say, I am in the best possible financial place...FINALLY!!! All thanks to 4 Pillars Consulting, Debt Relief and David Moffatt. I have to admit, I was nervous and skeptical at first to go through a debt consulting agency as I didn't know much about this entire process, but I was brought up to speed with the help of David and his team. I was over $18,000 in debt as a single woman working two jobs, so it was incredibly stressful; but going through a recommended Consumer Proposal, he brought me down to only $6000.00! I was absolutely thrilled! He took the time step-by-step to explain to me how the process works and was completely realistic as to what was expected and thankfully, everything went without a hitch. David was honest, professional, respectful and made me feel at ease as I trusted him and the work he was doing to help me get back on financial track. His rates are also incredibly reasonable and to be honest, I feel he may have been underpaid for his work. He also went out of his way to make personal calls and responded almost immediately to any questions I had. I would highly recommend 4 Pillars and David to help with your debt and also the after care" as he is still continuing to provide his services to rebuild my credit and I will be back in good credit/ financial standing in less than a couple of years!Thank you so much

My experience was positive, 4 Pillars helped reduce my stress and was bale to put me on a path of financial self control and independence. I do not have creditors calling, I can meet all of my monthly financial obligations. My proposal was accepted without changes and the cost is much lower than I could not have anticipated. I can't thank 4 Pillars enough. I am over 50 and still have the ability to have a decent life and retirement. I would recommend 4 Pillars to anyone who needed help with their financial situation. They work for you, not your creditors and it is clear that the outcome is important to them as much as it is for you!

We were hesitant before meeting with 4 Pillars because we felt as though their offerings were too good to be true". We were so far into debt already and to top it all off I was put off of work early due to pregnancy complications. We went to 4 Pillars hopeful

When I first contacted David, I wasn't sure what to expect. Through all our meetings he was incredibly informative, non-judgmental and friendly. After even the first meeting my mind was put at ease and I stopped feeling trapped by my situation. I would highly recommend David and 4 Pillars if you are in a financial situation that is keeping you up at night, causing you stress. They can help you manage and reduce the load, and set you in the right direction towards financial success.

The professionalism and client sensitivity held by all those at 4 Pillars is exceptional. The staff are friendly, helpful and eager to educate their clients on all of their available options. The peace of mind that a free consultation will give you is well worth the time spent. They will honestly let you know if there are other routes to use to help improve your financial situation, even if it's not with their company. As a business owner, I am confidant in recommending the services of 4 Pillars to my clients when needed.

I am amazingly impressed with the service we received when dealing with David Moffatt. He took his time and helped guide us to understanding our situation and all of our options. Completely no pressure to jump into anything and at the end of the day I get the full impression he was there to help us. In our situation we found out we are best off to not even go the route of bankruptcy or consolidation. I would 100% recommend Four Pillars and especially David when looking to help fix your credit.

Our experience with 4 Pillars was exceptional! We consulted with 4 Pillars for our elderly Mom and David took as much time as we needed to go over all of her options and patiently explained each so that she would understand and be able to make the best decision. Mom was treated with the utmost respect and care. Here we are, 3 weeks later and Mom is on her way to being free of debt but most importantly, she is now free of the terrible burden of stress she's been under for the last few years. Now that this burden has been lifted, our Mom can look forward to some Golden retirement years free of worry and stress. Incidentally, 4 Pillars did not make any money from this!

If you are looking to get help with your finances and want someone who will give you honest feedback and tell you what is genuinely best for you, you need to book an appointment with 4 Pillars Halifax.I had an awesome meeting with David Moffat. It was refreshing to meet with someone who I could tell was listening to my needs, went through *all* the options I had, and made the suggestion that worked best for *me*, even if it wasn't optimal for him. David was professional and friendly. The entire atmosphere was relax and there was no pressure to make business if it wasn't what was in your best interest.

If you are in need of financial help, 4 Pillars has been a savings grace for me and my family. Kristy James has helped relieve years of struggle and stress. She has been kind, understanding, patient and dedicated to helping me get back on track! Thank You!

4 Pillars goes above and beyond to help. I found David to be extremely easy to communicate and work with, he explained everything in great detail and kept me up to date at every stage of the process. Very professional, friendly, transparent and responsive, I would highly recommend his services to anyone.