David So, The Mortgage Centre

I cannot recommend David and Grace enough! I have renewed my mortgage three times now through David.This latest renewal, August 2020, David and Grace's calm hand on the tiller was particularly essential. During these difficult times of representatives working from home and the more stringent requirements regarding documentation from the lenders I would not have completed the process without David and Grace's knowledge, experience and incredible patience and understanding.Thankyou so much guys!Steve

David was recommended by a close friend of ours and we are so glad we took their advice. We've had to call on David a few times over the last several years to help with financial decisions...and he is AMAZING! Always quick to respond and hop on a call whenever we needed him to and we never felt rushed no matter how many questions we had for him.

David is knowledgeable and patient. He was thorough and guided us every step of the way in the purchase of our home.We interviewed many brokers before working with David, his work ethic & kindness are unmatched.

David and Grace made my first mortgage experience a great one. I had so many questions and no idea what to do. They explained everything to make sure my fiancé and I understood our options, and answered every one of our many questions. They respond quickly and with the right information. They know their stuff! Plus they are good people, and funny too! You need to trust the people working on the largest purchase of your life. We trust David and Grace and would highly recommend them to anyone.

As a professional Real Estate agent I have found David to be an inspiration. The level of caring and service he brings to the table for every client is so far above what you would normally expect. He shares his knowledge and is constantly on top of the changing rules so he can have access to the best product for every situation. I would recommend David to my children knowing that he would always act in their best interests.

I am very thankful to have received a recommendation to go see David about arranging a mortgage for me. I couldn't be more satisfied with the mortgage that he and his staff arranged for me. He has an incredible wealth of financial and mortgage related knowledge and I found our discussions to always be educational and interesting. I have no hesitation in recommending David to anyone looking for a mortgage. Thanks again to him and his great staff for assisting me with my mortgage requirements.

We bought our first home this year. Our realtor suggested David So for our advisor. We are so grateful we were connected with David. As a first home buyer there is a lot of new information and it becomes confusing. David and Grace were very accommodating in providing us with all of the information in a way that was easy for us to understand. He found us an amazing mortgage rate. David was very professional and was very quick to respond to all of our many questions throughout the process.

Had an amazing experience working with David and Grace as a first-time home buyer . David was always willing to book multiple Zoom meetings to answer questions, address concerns or provide guidance in the mortgage process. He went above and beyond to get the best lender and percentage rate. Grace was thorough and efficient with the all things administrative. Overall, a very smooth process. Would definitely recommend this duo for all your mortgage needs.

I was already biased towards David So as my Dad and my brother have worked with David before. But now I personally know why he was recommended.I would like to thank David and Grace for making me and my wife’s First Time Home Buyer experience as smooth as possible. Genuinely cares for what’s best for his clients. David took the time to explain everything mortgage in detail. Finding the right balance for us (mix of mortgage rates, payment flexibility, clauses in contract).Because of Covid19, we did not get to meet in person. However, detailed explanations were always provided via phone and email. Including very organized list of documents required for the mortgage paperwork.Additionally, explained the ins and outs of the market current pricing trends (so I was prepared), real estate agents and what to watch out for (including no conditional offers), financing recommendations, etc.Looking forward to working with David and Grace in the future

David and Grace were very knowledgeable, very helpful, and got us a great mortgage. They were always available for questions and answered them all thoroughly. The whole process was smooth and easy. We'll definitely be doing business with them again and highly recommend them!