Hammond Financial

If you are looking for an impartial look into your finances I could not recommend Andy enough! He really listened to our individual situation and offered excellent insight.Now we feel much more confident with our retirement planning. We are so glad we contacted you, thanks so much Andy

Our experience with Hammond Financial was very positive. Andy was extremely knowledgeable and really helped us better understand our financial situation. My husband and I are in our mid-40’s (with two young children) and wanted a plan that would take us well into our retirement years. He really put everything into perspective and validated our approach towards a successful retirement. Hammond Financial went over and above our expectations and we would not hesitate to use them again.

Although I had been investing for years on my own, a quick consultation with Andy provided new and valuable perspectives that I am confident will aid in generating promising returns over many years.

I started to become dissatisfied with my financial advisor 3 years ago. I had many questions that he could not answer to my satisfaction. I knew it was time to find a new advisor and I did find one, Andy Hammond. He answered all my questions and then some.I've been with Andy now for 3 years and he is completely looking after all my financial affairs perfectly and I am no longer worried about my retirement. I wish I could have given him 6 stars. Thanks Andy!

With my husband having retired and my own retirement looming, I was looking for someone to provide an independent, objective look at our financial situation. I knew a lot of basics but wondered how best to handle drawing down RRSPs, when to convert to RIFs, when to take CPP and OAS, making the best use of TFSAs and how much to be able to spend each year! I was comfortable with my investments but needed a professional plan. I am so happy that I chose to contact Andy Hammond. He was exactly the person I needed and didn't know how to find! After discussions to clarify our current and future expenses, pension income and investments, he provided us with a clear plan for our financial future. I can't tell you what a relief it is, to know what to do and when to do it! I would highly recommend Andy for anyone looking for that independent, objective, professional set of eyes to help you with your plan.

After accepting an unsolicited offer to buy our business, my wife and I wondered if we should retire or buy another business. We contacted Andy Hammond for an unbiased opinion. He prepared a 40 year projection of our income and expenses, completed a portfolio review and discussed his investment recommendations with us. We found Andy to be patient, clear and thorough. It is clear he loves what he does. We are completely happy with his price, product and service. We recommend him without reservation.