Retirement in View

An excellent service: Ayana provides comprehensive and thorough retirement planning services. She answered all my questions, and helped me think through different scenarios, with the result that I feel much more confident about when I can retire and what my financial set-up will look like. I also appreciated the fact that Ayana's service is fee-based i.e. not connected to any bank or investment companies and their financial products.

I would highly recommend Ayana Forward of Retirement in View if you need a knowledgeable fee-for-service Financial Planner. I have been self-employed most of my working life and consequently will have only a small employer pension. Ayana assessed my current situation and provided several detailed options for retirement. I now know how to manage the registered and unregistered savings I’ve accumulated, and when to apply for government pensions. Thanks to Ayana, I have a realistic retirement plan that has made me feel confident about my future.

We engaged Ayana to assist with retirement planning, with particular questions around defined benefit buybacks, as well as tax effectiveness for our retirement plan. Ayana was very detailed, and responsive to all of our questions.The value of a 'fee for service' financial planner was proven with her work.We now have a clear plan for when we can retire, based on our lifestyle choices. It was a great experience, my wife, who usually does enjoy investment / retirement discussions really enjoyed Ayana's approach.I have already suggested one of my colleagues engage Ayana.

My spouse and I were looking for an independent, fee only financial planner to help us with our retirement planning, and Ayana proved to be just what we were looking for. We were not interested in purchasing any additional financial products, and just wanted a knowledgeable professional to assess our financial position, and our future plans, and provide useful guidance as we look ahead to our retirement. Ayana proved to be knowledgeable and professional, she was able to answer all of our questions, and she provided advice that will be very beneficial to our decision making. We highly recommend Ayana to anyone who is looking for fee only financial planning advice as we were.

I worked with Ayana and found her to be quite knowledgable. My financial literacy had improved a lot from going through the resources she shared (readings, videos etc..) and her explanations of why she felt a certain approach would be useful. What I appreciated most was how patient she was with my pace of learning and progress through the step. She gave me the time needed to understand things for myself before proceeding and answered any questions I had along the way. I would definitely recommend her to others who are looking for a financial planner!

Using the services of Ayana exceeded our expectations. Finally we’ve been able to have intelligent conversations about the path forward for our retirement. As small business owners we’ve struggled with Financial Planners that provided incomplete and not actionable plans. It was a relief to finally be able to get to a plan which is financially sound and we have confidence in!Ayana is astute, intelligent, and not tied to selling products. She offered sound recommendations for us to action from our first meeting!Everyone needs an Ayana on their team to help them achieve the goal of a great retirement! Thank you Ayana for all that you did.

Ayana was very thorough in her assessment of our finances. She was able to clearly guide us though the process of putting together a financial plan that suited our needs. We also found her advice clear and forthright, without a lot of financial jargon.She is very knowledgeable, but also very warm and personable. We also felt really comfortable not only with the advice we were getting, but also during our appointments, since she was not trying to sell us any products.Ayana gave us concrete steps to get our financial house in order and provided us with additional resources to better educate ourselves on financial matters. This gave us confidence that we have a realistic and attainable plan for meeting our life objectives going forward.

My wife Nancy and I felt we were 3-4 years away from retirement and had received some advice from our stock broker firm but also followed the guidance to seek independent advice from someone who is not motivated by keeping your portfolio business. We are really glad we did as Ayana did a more though assessment and analysis of our situation than the bank. She recommended some immediate tax treatment advice (rrsp vs mortgage payment) that will save us a bundle on taxes and help us retire a year or two earlier. Our working with Ayana was a very wise investment and we will work with her again as we get closer to retirement to refine our model. We highly recommend her advice.

Ayana has been my financial planner for the past two years and I have truly enjoyed my experience. As a DIY investor, Ayana ensures that I remain on track to reach my financial goals. I particularly enjoy her non-bias/conflict-free approach to the financial planning process and while I consider myself to be well versed on that topic, she has provided me with invaluable help to better my particular situation. Ayana will be my financial planner for the years to come and it is without hesitation that I would highly recommend her if you are looking for a true and experienced CFP.