Sands & Associates - Licensed Insolvency Trustees

Due to unforeseen circumstances , I wound up in financial hardship. My wife and I contacted Sands and associates to go over our options. We met with Deane Gurney. He was very understanding of our circumstances and new exactly what was needed to help. The whole team has been a god send during the past two years, whether it be with learning how to budget, understanding the process of bankruptcy, or just answering questions . I have only great things to say about the team as well as the individual people that work for Sands and associates.Thanks again Sands and AssociatesYou saved usShawn and Kathy Lampreau

My experience with Sands has been very good. The person I worked with was very helpful & understanding, she always responded to my emails quickly. I would definitely recommend them.

I have been struggling with my debt since I was 17 and I'm in my late 20s now, I just this year went through Sands and associates and seriously I should have done it years ago. I have been dealing with John and Deane throughout this process and they have been supportive and knowledgeable about every concern and insecurities i had with my finances. They took care of everything, and took the time to tell me what I was doing wrong and how to fix it in the most unjudgemental ways which i really appreciated. If you have money problems and you just need help like I did these are the people to talk to.

Because of investing in my son-in-law's business, when he was forced into bankruptcy I also had to claim.I sat down with the Sands' representative and went over my options. He went over everything that was expected to happen, what my duties were, and the time frames that were expected. Also they were the only trustee not to have the first step being to sell my home.After declaring, they were supportive in assisting with reporting requirements, and any questions that I had, I could always get timely answers from a contact person. I am currently still in the process of repaying the loan for my equity portion of my home. All in all, it has been a relatively painless process thanks to Sands & Associates.

I am beyond impressed with the kindness and service provided to me by Blair with Sands & Associates! The team is very knowledgeable and always got back to me right away with the information I was seeking: and explained the details in a way that I could understand. Awesome team, thank you so much!!

As a person, I am usually very private. I have to express how pleased I am with the results of working with Sands & Associates. They are super helpful and not at all judgmental. We all have places in our lives when things are out of our control and end up with a feeling of drowning. If you are there, give these guys a call. The weight off of my shoulders is freeing. Now to plan for the future.

I want to give a huge shout out to Sands and Associates for the help and guidance I have received from them. Darlene Mullen and Marlene Byrne, my trustee and my debt counsellor respectively were able to guide me on the path to becoming debt free. I felt respected and for the first time in a long time, I feel hope for my financial future. They took away the shame of the situation and gave me the tools to help me make the best decisions for my future. I cannot thank them enough and I would highly recommend Sands and Associates to anyone looking for solutions to financial difficulty

Sands and associates helped me tremendously with my debt. I did a consumer proposal through them and they helped get my life back together where everyone else said there was nothing they could do.My CRA debt was huge and I was drowning in debt all the debtors told me there was nothing I could about it but Sands with one phone call alleviated all my stress and money worriesI would recommend them to anyone who is in financial hardship and doesn’t see a way outSands is your way out and a start to a new life

Joanne and everyone who I have had the pleasure of working with at Sands & Associates during my bankruptcy have been so understanding and judgement free. They have all been very helpful during the whole process and explained details in a clear and concise manner.Joanne has been very professional and determined to help me through my financial difficulties. I cannot thank her enough! She helped give me a fresh start financially which has given me peace of mind that I have not had in years.

Dealing with Sands & Associates has made this proposal very stress free.Larisa is a very warm, caring and professional representative. Larisa has made this process very easy to understand and she has been available to answer all of my questions and concerns.We have felt very well represented and were confident of a positive outcome through the whole process which was very quick.Thank you Larissa and Sands & Associates. I highly recommend this team.