WFG - World Financial Group

It is very hard to find an honest review here. There are a couple. Those are the 1 star rated ones. The rest? Just google their name and put WFG with it. You can see for yourself.

WFG helped me to reduce my debts, now I’m debt free, I have savings and I’m insured same as my Family. I would love to learn more and not to waste more money or making the banks richer.

This company really cares about families, the agents are given great training . I personally learned so much about different financial concepts, which were never shared with my family before. I appreciate them helping me out.Office have a great positive and high energy environment always

I have been in this office for over a year, just to check how things work, never been in such a positive work field in which you get financially educated. They allowed me to be in their meeting without being forced to join. I liked the positive environment and criticism is not in my vocabulary because nobody is perfect, for sure someone will say something negative about somebody else because they don’t see the good thing but instead focus on the bad one. That is unfortunately a human nature. Let’s keep doing the good job WFG!!!

I received an in-depth explanation of how my investment plan was doing from an advisor a few years ago. It has sincerely helped me find the gaps in my plan. With some guidance from the advisor and making some adjustments, my plan is in much better shape, more diversified, and performing better. I've been happy with the service ever since then. Especially this year it has been important to weather the rocky market!

Personally, it is an indesputable reality that I can't express how much the mission No Family Left Behind means. I have faith in the vision of this office.It is a highly regulated operation first of all, and I grew to love this office. A smooth blend of diversity of backgrounds and culture of leadership and growth vibes with transparency and integrity. Can't believe I am around till now for more than 4 years, that's how much I appreciate how great the people here are.It's unbelievable to me, that I have learned more about entrepreneurship, leadership development, and especially financial concepts that helped me plan ahead successfully in life.

I was looking for insurance and investment options for my family, and I talked to 4 different companies in Vancouver area. Most of them just offered me an insurance which is not so affordable for my situation. However, this company gave me a full package solution, in my budget, plus they taught me useful financial knowledge. I do recommend you to talk to their advisor if you need some financial solution.

Like the last guy said, the reviews are posted by WFG agents. Just Google their names. WFG IS A SCAM COMPANY.

I have learned so much from this group! Positive environment and great people. They have 2-3 times training weekly and ongoing workshop that many people can be benefited from. I am so happy that I got my own finance in ordered which is in much better shape than before. Sold stuff! Wish I could knew 20 years earlier.

Possibly fraud, be careful and stay away!My friend proceeded with my life insurance application despite me asking to hold back. 3 weeks later and I didn’t get my refund yet! I submitted a bank dispute and writing this review.I’m a high earning individual with a good level of financial literacy. I got into this based on trusting my friend.Pyramid and MLM schemes are based on a pyramid of recruiting at their core. So you only make good money by recruiting other people, i.e. you start with your friends and hope they’ll recruit other people, etc. Are you a recruiter, or do you want to become one? Don’t expect to make enough money other wise. Full stop.My friend misled me into paying $157 during our first meeting and even asked me to ignore online reviews! She told me about the high potential earnings, and how some people make loads of money. It will always be “them making money” and not the person you’re talking to. I heard confusing stories about her joining recently vs her working there for 8 years.I’m doing two jobs right now and a side hustle. We discussed multiple business opportunities but I think to her it was always about this one MLM thing, everything else wasn’t real. When we walked back to our cars, I was surprised by the cheap car she owned.We started working on my financial needs analysis. I have some credit card debt this year and with 22% interest rate, that should be my absolute priority to eliminate. During those sessions, the credit card debt was the least discussed topic out of all. Life insurance was the main focus and later I realized most of the time was spent trying to sell me that insurance, which she always said “was a no brainer”.I started entertaining the idea and she told me we need to submit an application to get a quotation, so I thought why not and I’ll decide later. After a few days I asked my friend to hold back on my life insurance application. Days after holding back, I was shocked to be charged $300 anyway from my checking account!Finally, you’ll get a lot of recommendations about high performing “actively managed” mutual funds with 2-3% fees and you’ll get some push towards that as well. I told my friend about index funds at zero or close to zero fees and she didn’t seem interested in discussing that. I think those fees are part of the whole cycle of getting your money.The problem with high fee mutual funds is that they eat up 2-3% of your compound interest. Realistically, you’re expecting 8-10% average annual return over a long term period. 2-3% eats up 20-30% of your own money and that compounds more over years. You don’t even guarantee the success of these mutual funds, the only person whose guaranteed to make money is the fund manager making 2-3% of a big portfolio.Also, these mutual funds are trying to beat the market by having a “professional” managing them, actively buying and selling. Historically, it was impossible to beat the market long term and the market average was always better in 5, 10, or 20 years. On the other hand, the “professional” is subject to human errors and may even leave their job and you don’t guarantee whose the next manager.So instead, invest in market index funds such as S&P 500 and Nasdaq 100 without giving your money to anyone else. Invest continuously and hold for at least 5 years and preferably until retirement. You’ll grow with the market which has been growing over the past century. Read “The Little Book of Common Sense Investing” by John C. Bogle the founder of Vanguard or search YouTube for “3 fund portfolio”.So, I’m doing two jobs plus a side hustle. When I met with my friend I told her “I’m really really busy and my time is expensive. You got my attention and I’m investing time on this just based on trusting you.” In the beginning she was always available and always responding. Once I started to ask questions around pyramid and MLM, she started giving me the “I’m busy” BS, and “I spent this amount of hours with you…”. How shameless and disrespectful is that! Your time was never more important than mine!