Jim Thornton - Mortgage Broker | Real Mortgage Associates

After being very disappointed with my bank and treatment received, I went online to see who I could reach out to and possibly deal with.On my search I found Jim and he had very positive reviews, so I reached out.I have to say it was the best decision I ever made, Jim is professional and straight forward.He was able to help out and guide me through the whole mortgage process, I would highly recommend him to anyone needing assistance with a new mortgage or a refinance, you will not be disappointed!

I used Jim for a mortgage and was most impressed when he called out differences in the terms and conditions of the mortgage. He took the time to explain that the rate is the rate, but the fine print that most people just ignore and sign I agree" is where the real differences are. These can make a big difference when plans change or the unexpected happens. This advice is the value added. If your credit is good and you have a strong banking relationship it's easier to have your bank match or come close to a competitor's published rate offer. If there are complexities in your application

We can't say enough good things about Jim and the help he has given us!We've been in the process of a relocation and needed much advice and help. Jim gave multiple mortgage options, did multiple bridging loan calcs for us, gave much needed advice about costs, etc.. He's incredibly knowledgeable and resourceful, providing solutions we didn't even know were options. But, more than that, we felt like he truly went over and above. We couldn't imagine going through this without him!

We were first time buyers as COVID-19 started and we are long haul truck drivers to add more difficulties but Jim was amazing.He answered all of our questions and never made us feel foolish and was always upfront and honest with us. As an added bonus because we had a few months between offer and closing he was even able to get us two rate drops from the initial approval.I will definitely be recommending him to anyone I know looking for a mortgage. Thanks for your amazing and professional help Jim!!Patrick & Angela Skinner

As a first-time homebuyer, Jim made sure that I felt comfortable with all the steps of a mortgage. He was always available to answer any questions we had to make us feel more at ease with our first big purchase. I would highly recommend his services to anyone searching for a great mortgage broker!

Jim was a huge help in the purchase of our first home. He made us feel a lot more comfortable when making offers. He was very quick to respond and helped us through the entire process!

I worked with Jim on getting a mortgage for my first house. Being a first time home buyer, Jim took time to explain everything and answers all questions. Even when you call late in the evening, or even on a Sunday, Jim will always answer. His recommendations and advise worked out perfect. Without a doubt, he is extremely professional and ultimately the best! Even up until after we closed, he made sure we had everything we needed covered; from the Realtor he recommended, to communicating with the Lawyers, setting up property taxes with the city, everything was 100%!I would recommend Jim to anyone looking to buy their first house; even with the craziness in the housing market, Jim made it look so easy.I will definitely use Jim again, He’s AWESOME!!⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️

After one month and a half of trying to get a mortgage approved by our bank and promises that everything was going well , one day , and only with 10 days left to the closing day, our bank advised us to look for a second option because things were not looking to good for us"

We got to know about Jim through a real estate agent and we were drawn to him because of his passion for quality service that he gives his clients. We were first time home buyer and literally did not know anything about buying a house but Jim provided excellent and useful information that really helped my wife and i in making a very good decision about the house we purchased.I remembered talking to Jim at 1 am in the morning and my wife asked me who i was talking to, she was surprised to hear that i was talking to Jim. No bank will do that or you! The kind of personalized service that Jim provide makes you friends even when you mortgage deal is closed.Yes i am very satisfied!

My significant other and I came to Jim seeking guidance as first time home buyers. I am writing this review a couple months before closing on our first home! Jim was available for us 24/7 for any question or concern we might’ve had and he made us feel confident through our whole home-buying process! We are very grateful to of worked with Jim as we learned so much and would highly recommend him to anyone looking for a mortgage and an even better mortgage broker!