Guardian Mortgages

Kinga and Allen recently assisted in the refinancing of our home. Our current mortgage was up for renewal and we realized that my wife would have been on maternity leave during this time.Kinga and Allen took the time to educate us on their AYME Method (All Your Money Everyday), they didn’t make it feel like a transactions, answered all my questions and made my wife and I feel at ease about this process. They made me think about money, interest rates, and my home equity in a way that made sense but had never crossed my mind before.I am very grateful to both of them, and their team, for making this possible. I would strongly recommend their services and company to any friends, colleagues, connections, and family.

When I was introduced to Allen, I was in a bad mortgage. A sky-high interest rate with one default payment, and we would have lost it all. He came highly recommended, and that is still an understatement. Allen not only got us out of what felt like a handcuffed situation into a better mortgage, but he also set us on a path to financial security.Allen has been a trusted expert for 7 years with us and now a friend. He believed in us when we felt like there was no hope and has truly gone above and beyond in support and guidance (literally leading the blind).Both Allen and Kinga take the time to educate you on the market and your options. They're not stingy with sharing their knowledge and experience, they’re always willing to hop on a call and pour into their clients. They’ll ensure you’re well-informed and empowered to make the best decisions for your financial future.So I’ll save you the research and the heartache of hunting down the right mortgage broker — the Guardian Mortgages team is it. If you’re looking for knowledgeable, reliable, and trustworthy partners on your wealth journey. They are simply the best in the industry!

I have worked with different mortgage brokers in the past but working with Michelle and Allen have been a nice change from traditional brokers. They worked with me to understand my entire real estate portfolio to determine the best mortgage that would be the most beneficial for me and my husband. They are always available when I have questions and take the time to explain different options.I really enjoy working with Guardian mortgages as they are very knowledgeable and passionate about real estate and maximizing my mortgage so that I can achieve my real estate goals.

From the moment I started working with Guardian Mortgages I knew I was in good hands. Their professionalism, expertise, and dedication to finding the best mortgage solution for me were truly outstanding.Not only did Allen & Kinga provide valuable guidance and advice, but they also went above and beyond to make the entire experience as smooth and stress-free as possible. They were readily available to answer my questions, provide updates, and address any concerns I had along the way.Their responsiveness and clear communication gave me the confidence and peace of mind that I was in capable hands. I cannot emphasize enough how much I appreciate Allen and Kinga’s professionalism, integrity, and exceptional customer service.Thanks to their expertise, I was able to navigate the complex mortgage landscape with ease and confidence. The AYME strategy truly took my mortgage financing to a new level giving me an opportunity to pay off my mortgage faster and save on interest and time.Working with Guardian Mortgages has been an absolute pleasure, and I would wholeheartedly recommend their services to anyone in need of a mortgage broker… it was really an exceptional experience and you deserve exceptional! Don’t you?

I worked with Guardian Mortgage on the purchase and refinancing of my home. The level of care, attention to detail, and professionalism demonstrated by Allen and Kinga far surpassed my expectations. I really appreciated their honesty and transparency throughout the mortgage process. Allen and Kinga went above and beyond to make refinancing our home an incredibly easy and straightforward process. They were on top of all emails and quick to respond if we ever had any questions, even outside of normal business hours. I highly recommend the Guardian Mortgage team. It was the easiest and the best mortgage transaction we have ever had. We will be using Guardian Mortgages going forward on all our future transactions. If I could give then 10 stars I would. Happy clients

Kinga and Allen at Guardian Mortgages are a fantastic team that looks at more than just putting you into a Mortgage. My wife and I asked them to assist us as we bought our first home. Kinga and Allen review your entire situation, look at your long-term goals and ensure the product they provide to you can be adapted as you move ahead. We were very satisfied with the process including the application, ongoing requests and how they coordinated with the lender to make our lives easier during this process. We highly recommend Kinga and Allen at Guardian Mortgages for your mortgage and financing needs.

Kinga and Allen have been extremely supportive and helpful in suggesting and educating us on mortgage products relevant for our unique situation. I have already recommended them to friends and family as they are not only very knowledgeable, but also good people to work with. 100% going back to them for my next few properties. If you are a real estate investor, Guardian mortgages is the right place for you. Thanks Allen and Kinga for all your support throughout :)

I am so impressed with the GM Team. From beginning to end, the mortgage process was seamless. I am now in a mortgage program that offers me the flexibility I've been looking for. With the AYME method, I have found an easy way to become a real estate investor and couldn't be happier. Thank you Patrick and Kinga!

Patrick and his team are amazing. They have changed my life through their coaching and guiding towards a product that fit my goals. I could not recommend them more highly. They care about each client and focus on financial education/literacy...not bottom line.

Wonderful and incredibly detailed information and expertise when dealing with Kinga Chin at Guardian Mortgages. The time, effort, knowledge and professionalism is worth taking the time to talk to Kinga, Allen and the rest of their team. They care and provide so much more information, that you really should do yourself a favour, and consider more than just an online calculator for mortgage payments.It is with great ease that I can highly recommend Guardian Mortgages.