Cultivate + Evolve Financial

Catherine helped us during the very stressful time of buying our first home in Victoria, BC. Catherine started by first reviewing all our financial information letting us know very clearly what our purchasing options were and what our mortgage payments would be ensuring we were able to make our payments and stay within a comfortable zone. Catherine was very knowledgeable about the different mortgages available and ensured we understood the difference between products. We were not easy clients- over the time we searched for our home we bid on a total of 8 different homes. Catherine was clear about when we could remove our financing subject- which made the process less stressful. When we were successful, Catherine arranged quick turn around on appraisals and approval. Through all of this, Catherine maintained professionalism and optimism which was so important. With Catherine you don’t just get a mortgage specialist but you get the opportunity to work with someone you actually want to spend time with. Catherine is very responsive to phone calls, texts and emails. My wife and I have very busy jobs and work long hours which Catherine always accommodated without complaint and always with the energy we needed to pursue on. There were many added benefits like when we purchased our home she gave us a beautiful gift and even made a donation in our name to a great cause! THANK YOU CATHERINE!!!

Catherine helped us close two financings under tight deadlines. Both were smooth processes. She is reliable, competent and very well connected. She also has a great persona and is a pleasure to work with. We would highly recommend her and seek her service in the future.

Catherine is the kindest and most upbeat professional to work with. She really puts your needs first to make sure you have the best experience possible. We are so thankful for her and wouldn’t have chosen anyone else to help us with our mortgage. I recommend her to anyone I know and we are just so happy and feel so lucky about our experience with her!

Catherine was beyond helpful when I was purchasing my first house. She walked me through all of the necessary steps but also made sure to touch base on a wide range of other topics. We found a mortgage that works perfect for me and I recommend her to all my friends and family! As a first time buyer she took all the worry and uncertainty out of purchasing a home.

Catherine Ellis provided exceptional service! I spent 6 months looking for a place to buy. Originally, I contacted another broker but did not use him because of his poor service.Catherine applied for a rate hold for me immediately after I contacted her, something the other broker did not do.Catherine stayed in contact with me the entire time, asking if I had questions or needed help with anything. She was there the entire 6 months listening to me and supporting me.I appreciate all the time, energy, and patience. Catherine is excellent at what she does and puts other brokers to shame!

I can't speak highly enough of the cultivate + evolve team. The support I've received from the team has been invaluable in helping me move toward my goal of purchasing my first property. I would not be where I am today without their guidance and expertise.More specifically, Catherine has been a pleasure to work with. She's extremely knowledgeable, detail-oriented, reliable, compassionate, and more. From the onset, she's presented me with a tailored action plan that best suites my needs/life circumstances. You won't regret joining forces with the cultivate + evolve team!

Catherine is absolutely amazing! She has gone above and beyond what any other mortgage broker would do. We have worked with her for a sale, purchase, and 2 refinancing and I can honestly say I trust her 1000%! We recommend her to everyone we know and will never use anyone else.

Catherine is a fantastic mortgage specialist. I wished I had met her years ago to have assisted with my past property choices. I know that if I did I would be much further ahead in life. If you get the chance to meet and work with this woman you will not regret it. I will continue to use her with all of my future home purchase’s.Thank you so much Catherine.Sincerely,Becky Jacobson

I would like to share that we have used Catherine and her services for several home purchases. She is very personable, reliable and gets the job done. The best part is who she works based on your own individual situation and finds a solution that works best for you. I can’t say enough good things, but please know I appreciate the amazing service!

Since 2017, I've had Catherine work on my mortgage three times now, and every time it's a great experience. I love her down-to-earth and personable approach. Although there were a few minor mistakes along the way, she's quick to take full responsibility and to make the corrections. I highly recommend that you choose Catherine for your mortgage needs!