Sands & Associates - Licensed Insolvency Trustees

I submitted a consumer proposal with Sands & Associates. They were communicative, patient, explained everything fully and answered all my questions, on numerous occasions. I had a very lovely woman named Bethany helping me out through the entire process and she embodied all these things and more. If you're feeling overwhelmed and hopeless about your debt like I was - I recommend contacting these guys ASAP. THANKS A BILLION S&A

A very friendly and helpful service when you're in need, They helped me thru a difficult part of my past and got me on my feet. With the help they have provided I was able to move to a better location and get into a better job. With out them I'd almost be trapped in my own life, I can't think them enough for the kindness they've done.

Great experience with sands. Well knowledge staff that helped me get out of my debt and my life back on track. Thank you for everything

Sands and Associates have been so amazing and kind in helping me and my family during this difficult time. With a new baby and 2 children it was hard to stay afloat. I reached out and they have been so helpful, specifically Bethany and Marlene. They have never once made me feel less than or bad about my situation. I 100 percent recommend Sands and Associates if you are struggling. Thank you so much for all of the help.

Sands helped me out huge! Dana was awesome to deal with. She always had time for my questions during the process. She had lots of patience whenever I asked stupid questions. Highly recommend for anyone needing help with debt! Really appreciate everything and really happy to be back on track with my finances! Thank you

I had a really great experience with sands, they really helped me on my CRA debt and other collective debts! My consultant Dana did a very job at making me feel comfortable and help me lift the weight off my shoulders again!I would highly recommend them

The people at Sands made me feel so comfortable. They explained everything thoroughly. Made the experience not so hard

We have recently dealt with Sands and Associates at the Langley branch. We dealt with Cindy Wallas who did our contact and Marlene Byrne who did the counseling sessions and they were both amazing. We were feeling overwhelmed with debt for many years and just could not get ahead and were getting nowhere closer to being out of it anytime soon. They helped us choose the best solution for us and we can finally see a light at the end of the tunnel. They were so understanding and helpful. I was worried that I would feel judged or somehow be scolded for mismanaging my money in the past, but they were so amazing. We just finished our last counseling session with Marlene last night and she has given us lots of advice and resources to help us stay on the right track and be more successful with our money management and saving in the future. If you are struggling with debt and need help, contact them. It’s the best thing we’ve ever done for our family’s future!

I came to Sands & Associates approximately one year ago. I was in crippling debt due to a divorce and judge ordered spousal support. I used payday loans until it became so overwhelming that I had no choice other than to seek assistance. It was the last thing I wanted to do and I was ashamed that I had to ask for help. If you knew me, you would know that it was very hard for me. I met with Dana Timko and I can honestly say that from that day forward, she has changed my life. Dana made me feel comfortable and not ashamed that I had to ask for help. Dana and Sand's were able to get my debt organized to a reasonable payment that I could afford, and it changed my life for the better in so many ways. I have a new budget, my debt is now controlled to a comfortable payment, and I have more money in my savings account than I have had in several years. I have already started to rebuild my credit and it is a great feeling. I can sleep at night and I have control of my financial future. Thanks Sand's & Associates, and thank you Dana.

I walked in their office in Langley 12 years ago with nothing except debt. No license owed 73k to icbc.I walked out of that office $6600 in debt and feeling like there was hope.Thank you for starting my path to greatness. As I now own a tree services company in Langley and am happy.