Mortgage Architects: Sheldon Brown

I’ve worked with Sheldon on personal mortgages and he has serviced my clients for over 10 years. He is the best mortgage broker in the game, there’s no one that knows the ins and outs of mortgage financing like Sheldon does. He will respond to you quickly and get the job done really fast. I will continue to recommend Sheldon to my clients and work with him personally as well.

Sheldon was very helpful when we purchased our recent condo. He got us a great rate and made the entire experience pleasant by being organised and helping explain things that were new to us. He came highly recommended and I would myself recommend him highly.

I've worked with Sheldon for over 10 years. He is very reliable and greatly knowledgeable. I highly recommend!

Great experience. Sheldon and Maryam really helped guide us through our options to get the best mortgage available. They fought to get us the best rate and we were very happy with their service.

Sheldon Brown has been incredible. He's honestly the best broker I've ever had the chance to work with. I have used his services twice now, and both times were great experiences, stress free! would 100% recommend him to anyone out there looking for a broker. He's definitely your man!

First a Warning: Never pay anything upfront regardless of anything they tell you.Sheldon collected money for appraisal upfront because he was “tight on money” with the promise to reimburse which he never did, but rather still asking for additional payment for a mortgage he wasn’t able to secure.The 1 star is for marketing as he does know how to convince or rather ‘bait’ his clients.I’ve incurred two late penalties because of Sheldon’s lack of organization and false promises. For transparency, we worked with this brokerage on 3 previous transactions. None of these transactions was ever a pleasant experience with some leading to late penalties upon closing. On the latest transaction, he took us on a wild goose chase going through 3 different lenders on the same application and finally suggesting private lender where they would charge up to $15k commission.We had been on this very transaction for over 2 years due to builder delays because of the Covid pandemic and during the whole time Sheldon kept assuring us that everything with the application was good. Not until the last 2 months did he come back with a bombshell that the lender would not come through claiming our situation had changed. Tried a second second and third B lenders with strong assurances only to inform us of another failed attempt with a little over one week left due to an error on his side.Fortunately for me, i met a reputable mortgage broker from one of the top banks that the builder had recommended. As soon as they reviewed our application they assured that we would qualify as high net-worth clients and get the mortgage without any issues. They also mentioned we didn’t need to go through a 3rd party broker who will try to maximize their profit by steering you to private lenders. Noted this is exactly what Sheldon was doing.To cut a long story short, in the end, we went directly with the bank that delivered exactly the amount we needed and at zero out of pocket cost!After giving my reasons for going alternate route with some feedback for areas of improvement, like a little child, Sheldon resulted to throwing insults calling our application WEAK and even going as far saying that we would have had to misrepresent our application to get bank approval.Very disappointing to come from someone we had done a lot of business with. All these insulting comments were sent via his business email until I asked not to be contacted anymore.This shows the real personality of who we had been dealing with.Sad to say but I will never recommend his services to anyone.—————//————Update: Sheldon just contacted my wife threatening lawsuit.Well Mr Brown, please bring on the lawsuit with all your evidence of defamation as you claim, but I ask you to never contact my wife again… EVER!. If you have something to say or defend yourself I will be more than willing to hear it in court.BTW - please ensure you highlight to your legal counsel portions of your correspondence and choice of words such as calling your client “stupid”, and ”ignorant”

Sheldon beat the offer we had for a mortgage with our bank. We met at his office and he wasprofessional and took time to go through the process with us and answer all our questions. He has since helped us get another mortgage for an investment property. We had never worked with a broker in the past and it has been such a good experience. I highly recommend Sheldon.

Sheldon coordinated the mortgages for my primary and rental… his status relationships with the Banks allowed him to offer me unpublished rates for both transactions. He always comes through and that's why I've been with Sheldon for almost 15yrs.

Sheldon and his team did an absolutely fantastic job guiding me through the process and look after me as a first time home purchaser. They ensured to provide me with support on all paperwork and provided detailed explanation and advised for my financial benefits! Thanks to everyone on the team, I believed I made informed decisions, and had the best interest rate I have ever heard. Thank you!

Sheldon was a great support with my last property purchase. He not only beat the rate my Bank was offering, but help friend who was living outside Canada purchase an Investment property in Canada and managed a smooth application process without my friend needing to return to Canada to complete the transaction. I would highly recommend him to anyone with a mortgage need.