VERICO The Financial Forum Ltd.

Lou Salvino and his team are fantastic to deal with. They are very thorough and will negotiate the best deal for you. Our experience as first time home buyers we did not really know how things work Lou took us through the process and made sure that we understood and that we were comfortable with everything. Lou also worked on helping us refinance or mortgage and once again was able to get us a fantastic deal that helped us have a little more room to breathe financially. They are polite and will always take your call or return it as prompt as possible and also easily reached by email. I look forward to dealing with Lou on all future deals. Thanks a million

I have been a client of Verico The Financial Forum since 2009 when by chance my file was assigned to Lou Salvino. Lou has been my go to broker ever since because he is very professional,ethical, trustworthy and he guides me based on my needs. Since using Verico in 2009 I had the pleasure of using the company again in 2016. My situation was complicated, the market was very competitive and it was reassuring to know that Lou and his team sought out the best options for me to acquire my home. I trust their knowledge of the industry and is confident in my dealings with them and that is priceless. I will be using them in the future. Thanks Lou!

Hello All,I’m only writing this review after my third closing of my houses to be sure as sometimes your experience is great and sometimes is very bad but Lou and his team are always an experience better than the last time! Great, honest, knowledgeable and fair people. They will not take an advantage of your bad situation as others do. If you want reliable team who won’t screw you on last minute then The Financial Forum is your best bet! I highly highly recommend this team to everyone looking for a mortgage or refinancing as I always refer my own to them too!Thanks Finacial Forum, you guys are the best!

We are thankful to Vania Carrasco for being so wonderful and gracious to us during the entire process. Vania: thank you from the bottom of our hearts for all your help to get our mortgage secured and for assisting us throughout the entire process.Our dealing with Vania was so smooth and exactly as expected. Vania is such a personable, professional, and honest person to deal with. I can easily say that her service, knowledge, expertise, and genuine time for you attitude is first class.Vania is clearly in for the long-term, not just a quick business opportunity. We would highly recommend Vania Carrasco for all your mortgage needs. It has been a pleasure working with Vania.Dave & Marlene Sivell

As first home buyer with no previous experience about all mortgage details, Lou makes the process easy with his guidance. He is great, very professional, responsive, and confident. He guided us through the whole process with his expertise. He always replies to our emails, answering any inquiries. He got us an amazing rate and few weeks later he got us a lower rate than first one, and we could not believe it. We really appreciate your help and your guidance. We highly recommend Lou for all first home buyers, he will guide you through the whole process step by step stress free with peace of mind and make your dream happen.Thank you Lou from the bottom of our hearts.

Thank you Financial Forum for your support. Lou is great and to the point Mortgage Specialist. His advice and guidance made my mortgage renewal easy and carefree. Lou took the time to walk me through the process and provided great professional feedback on the current market rates, trends and provided great insight on lenders. His friendly demeanor made it an absolute pleasure to work with him. in today’s financial market there are lots of mortgage specialists and it’s very hard to find the one that will take the time and effort to ensure your absolute satisfaction, Lou not only did that but went above and beyond to protect my interest. I appreciate your help and will be looking forward to working with you on my future mortgage needs and I highly recommend your business.

My husband and I worked with Financial Forum in our early 20s as first time home buyers and again when we bought an investment property in one of Canada’s toughest real estate markets. Neither of us are strong ‘numbers’ people but we work hard, have a vision, generally get it and only work with good people who want to see us do well. Thanks to Lou and the team at the Financial Forum, our dreams of home ownership came to fruition twice and in such a stress free and streamlined way that we are forever grateful.Before we started working with Lou, securing financing was sitting across the desk from a banker feeling overwhelmed with jargon and fine print while struggling through the details with no comparison or experience and a vague sense that we shouldn’t be there. Now, we wouldn’t buy a property, renew a mortgage, take out an LOC, refinance anything without their guidance.Every email I send to them ends with ‘as always, thank you’ because we are forever thankful that they lend us their experience and deal with our lenders allowing us to focus on what matters - our children and feeling at home.

As first time home buyers, my fiancee and I had an AMAZING experience with Lou. While dealing with another broker at the time, we were told that we wouldn't be approved for a mortgage due to new employment. We felt like we lost all hope, but our realtor didn't give up just yet. Her colleague told her about Lou, who was advised that he could make things happen".So while we were in a crunch

My husband and I are first time home buyers with lots of questions and worries. We are SO glad to have chosen Financial Forum for our mortgage. The process was so smooth and quick. We personally dealt with Lou Salvino. He was extremely personable and made sure we were informed of each of the steps. His financial advice really helped us make wise decisions regarding our mortgage and starting this new journey as homeowners. Previously, my husband and I went through a terrible experience with a mortgage broker, and Lou made sure to handle us with extra care, answering all our questions, even after hours! Lou was professional from beginning to end and locked us in with an amazing mortgage! We didn’t pay a cent for anything! We will definitely be returning to Financial forum for a second mortgage. Lou is a miracle worker and we really enjoyed working with him!

My husband and I made the decision that it was time to purchase our next home. And we are so happy to have received the help from Vania Carrasco as she was very knowledgeable, personable, responsive and held our hands throughout the whole process. The process was smooth from the pre-approval to satisfying conditions to our closing date. We had our pre-approval in Nov, put in an offer and closed in Dec! It was all super quick, but we are very grateful for the exceptional service we received. Thank you Financial Forum and Vania for the amazing service! We will definitely recommend your services to our family and friends!