Merrick Financial Inc. | Fee Only Financial Planner

My wife and I had an excellent experience with Chris. From the very first call, Chris took the time to understand our concerns, specific needs and financial goals, and explained how he could help us achieve a secure financial future without any pressure to engage his services. Chris was very easy to work with and communicated promptly, which we really appreciated.After a thorough discovery phase of our current financial state, Chris planned multiple financial scenarios as we requested, and built a detailed financial plan to strengthen cashflow, streamline investments, and maximize retirement savings. Chris patiently explained his thought process behind the financial plan he had tailored for us, and answered all of our questions in detail, which made everything very easy for us to understand and implement on our own. If you are looking for objective, unbiased, honest and thoughtful financial planning, Merrick Financial is the way to go. We highly recommend Chris’ financial planning services!

Chris is an awesome financial planner that was quickly able to gather my facts, help me organize them and strategically understand where I needed to head with my plans. He provided me a thorough risk analysis, recommendations on methods of short and long term investment best practices given my situation, and he was able to address my concerns about matters relating to economic situations, personal situations, tax laws and how they interact with one another. Thanks to Chris, I now have a clear picture of what I need to do to achieve my goals, and a step by step guide to help me along the way. Highly recommended!

I reached out to Chris because I was in desperate need of financial advice from someone that is trust worthy and professional, and Chris was definitely able to fulfill that role. On top of that hes also very easy to talk to and is very good at explaining things to someone like me who is a small business owner but dont have much knowledge in finance. Chris was able to help me analyses my financial situation and create a strategy to achieve my goals. There's no doubt in my mind that he is the person I will be coming to next time when I need financial advice again.

Working with Chris was a great experience and I would highly recommend his services. I am retired, and after taking into account my current financial position and resources and my goals going forward, he provided me with a clear and concise report which details the best path forward to ensuring financial security for the future. Chris is very thorough, knowledgeable, direct in his communication, and professional. Via a zoom call he explained the report in detail and provided great advice. He is completely independent and therefore will not recommend any particular services or investment which is exactly what I was looking for. Thank you Chris for providing me with both reassurance and a sound financial plan!

Chris gave us some practical and easy to implement advice. We are confident his understanding of our current financial situation and his knowledge of personal finance will prove invaluable as we make important life decisions.

Chris gave us objective financial advice and put together a solid plan for selling our business and for retirement. By listening well to our concerns and needs, Chris was able to take a snapshot of our current financial situation. From there, he set clear goals and laid out the ideal path to help us achieve those goals. We now understand our current financial situation and what steps we need to take to secure our future. We never felt rushed and valued his clear perspective. It was a pleasure to work with Chris. We would not hesitate to recommend Chris to our family and friends.

My wife and I had very positive experience working with Chris Merrick to develop a comprehensive financial plan. Chris did a great job learning about our situation and understanding our specific goals. Our reports from Chris gave us the insight needed to feel comfortable about a decision on a new management strategy for our assets. We both came out of the experience with a more realistic view of our retirement plans and our long-term savings goals. Would recommend Chris to any of our friends.

I am a self employed business owner and was looking for some honest, unbiased guidance on my personal and corporate investments as well as finances. Chris was able to answer all of my questions and get me pointed in the right direction which right away resulted in considerable savings and security for the future. Whether its investments, insurance, personal finances, or otherwise he is the man to goto if you want honest, intelligent, unbiased feedback and guidance. I will be coming back to Chris in the future to keep me on the right path and would highly recommend him to anyone.

We contacted Chris because we needed a fee-only advice on how to arrange our finances in the most optimal way before taking an early retirement and moving to another country. His help was invaluable. He did his best to understand every detail of our situation, which was pretty complicated because of our future non-resident status, and took them into account while doing his planning. He strongly advised us to change our intended asset allocation and diverted us from the too risky funds that we had been planning to invest into. He suggested the criteria for the investment types we should use and assessed the short list of funds we came up with based on his criteria. He also advised us on what to do with our RRSP. Chris did projections for different scenarios of our retirement spending and estimated its maximum sustainable level, as well as recommended the best decumulation strategy. Thanks to this analysis, we now feel much more confident about our future and can live without worrying that our investments and income will run out before we die. He was also able to advise on other areas related to our non-resident status, such as money transfers, currency conversion, etc.Chris has been very nice to work with. He was able to explain complex financial concepts in a simple way that was easy to understand. Communication was super fast and easy, and the turnaround time for the financial plan and projections was very short. We would certainly contact Chris again if we need more financial advice while going through our retirement. And we would definitely recommend his financial services to anybody looking for an unbiased, competent and thorough fee-only adviser.

Chris gave us a financial plan for the future that our family can immediately put into action. He was thorough, meticulous and very communicative every step of the way, from the first assessment to the final analysis. His reports were easy to understand and full of smart and thoughtful details that we hadn't considered before.He covered a broad array of solutions and suggestions for our family's life, from estate planning and tax planning, to how best to structure our retirement. And (unlike any bank-based financial advisors) Chris never once tried to push any products or sell us anything. We would highly recommend Chris Merrick to anyone looking for impartial and intelligent financial advice.