Ryan W. Smith - Mortgage Broker - House & Home Mortgage Co.

Ryan was nothing short of fantastic. We found him early in our home buying experience as he was recommended by family and had top-notch online reviews. Ryan and his team were knowledgeable, patient, responsive and explained things clearly throughout. They also worked seamlessly with our real-estate agent and conveyancing lawyer. We felt cared for and that they genuinely had our best interests in mind. Since this was our first home buying experience it was wonderful to have Ryan's guidance to give us confidence in navigating the process. We highly recommend Ryan to anyone in need of a mortgage broker.

I cannot recommend Ryan enough, He was patient with me as I knew very little about the mortgage process, he spent multiple hours on the phone and email with me. I commend his wealth of knowledge and continous communication, and I would 100% recommend his services to anyone looking for a mortgage. Thank you Ryan!

We used Ryan’s expertise to help us with our first mortgage. We had no idea what to do but with Ryan’s help he truly made the process so easy. Ryan and his team were so fast to response to emails/phone calls. Overall, they made buying our first house experience so great! I highly recommend using Ryan for your mortgage!

Ryan is an amazing broker who you can tell really cares about his work and his clientele. Initially, I made the choice of going with a big bank for my mortgage but soon after learned that that was a mistake. I was offered little to no information and was not able to ask valuable questions that I'm sure many first-time home buyers have. When I connected with Ryan, he guided me through the whole process and really took the time to help me learn about each step. Ryan and his team are personable, they're knowledgeable and they're a great choice to help anyone with their mortgage!

Ryan turned out to be a great choice to help our family navigate our first home purchase - he took the time to explain concepts that were new to us and gave us advice without being pushy. When there was a time crunch to have paperwork and financing details figured out, his team got things done for us in the nick of time. I'd definitely work with him again and recommend him to those new to the mortgage process.

An absolutely amazing local broker in Kamloops BC, we really couldn't ask for better service and advice. My wife and I have been working with Ryan and his team for years and the experience is top notch. Nothing more to say, we highly Recommend Ryan and his brother Tyler. Big thanks to your whole team!

Ryan was the first person we reached out to during the home buying process. As first time home buyers we weren’t sure what to expect. Ryan was fantastic and went above and beyond from day one. Him and his team were very organized and efficient, we never felt panicked or rushed because they were always a step ahead. You don’t realize until you’re in the middle of the processes how invaluable it is to have someone like Ryan taking care of getting your mortgage secured!!Ryan was also able to provide us with great recommendations for other for other professionals we would need through out the home buying process.The reviews speak for themselves, we would highly recommend Ryan and his team.

My husband and I are first time home buyers and we're super thankful we reached out to Ryan to help us with the process! He truly goes above and beyond... I expected that he would just be helping us to find a great mortgage rate, not only did he do that but he helped us through the entire buying process. We felt very supported by Ryan and the entire process went very smoothly, not to mention exceeded our expectations with the rate he found for us! We went to the bank at one point and the banker looked at the rate in shock and said we should be very grateful to whoever found us that rate. Thanks so much!

Ryan was extremely helpful with the home buying process. He went above and beyond so assist us throughout our purchase and locking in the best mortgage rates. He was extremely responsive and always available to answer questions for us. We appreciated his open and honest communication. I would highly recommend Ryan as a mortgage broker and will definitely be using him again in the future!

Let's start off with WOW!! My wife and I were looking for a mortgage broker to assist us with combining 2 mortgages into 1. After doing some research and reading reviews on Ryan's website our mind was made up. We approached Ryan and company with the details and timeline we had. Ryan got back to us very quickly and got the process going. With our busy lives and jobs we needed a simple easy process. And boy did Ryan and company deliver. Everything was easy from day 1 with the explanation in emails to phone calls around our schedule. The ease of signing documents and sending documents back and forth was very comforting. In the end Ryan met our expectations with finding us our mortgage and creating us a financial freedom in a very difficult situation. Thank you again Ryan. If we ever need a mortgage broker again we now have the best. Keep up the good work Ryan and company. We highly recommend his services....